Short-term Personal Loan from an RBI-registered NBFC

When life can’t wait, get the money you need within 24 hours of approval

Get upto ₹50,000 for medical bills, home repairs, family functions or any urgent need. Repay in up to 120 days. No collateral, and a complete digital journey to get funds.

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  • No collateral
  • Formalities in 20 minutes

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Repay after 120 days –at –% p.a.

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Our Products

Quick, collateral-free loans for your urgent needs, your travel and your studies. Choose a loan and get funds through a complete digital journey.

Short-term Personal Loan NewUpto ₹50,000 · Repay in up to 120 days
Travel Loan NewUpto ₹1,00,000 · Flexible EPIs
Education Loan NewUpto ₹1,00,000 · Flexible EPIs

Travel Loan New

Travel now, pay in easy monthly instalments

Family holidays, pilgrimages, hometown visits and weddings away from home. Cover tickets, hotels and tour packages with fixed EMIs, and book through our travel partner iTraveleo if you like.

  • Paid to you or directly to the travel partner
  • No collateral
  • Fixed monthly EMIs
Explore Travel Loan

Education Loan New

Fees, courses and coaching, paid on time

Coaching classes, skill courses, laptops and hostel fees. Taken by a parent, guardian or earning student.

  • No collateral
  • EMIs on the 5th of every month
Explore Education Loan

Apply Loan in Simple Steps with SelFin

  1. Sign up with your mobile number and OTP, then share your PAN, basic and work details. We check your PAN, email and credit report to see what you can borrow.

  2. Complete KYC through CKYC or DigiLocker, take a live selfie and add your address proof. All of it happens online, as part of one complete digital journey.

  3. See your amount, tenure, repayment amount and total cost, read the Key Fact Statement and accept your offer.

  4. Set up auto-pay (eNACH), then read and e-sign your loan agreement with an OTP. The loan amount is then disbursed to your bank account and confirmed by SMS and email.

See the full application process

Why customers choose SelFin

Quick help when it matters

As a licensed NBFC, we make borrowing simple: complete your application online and get money within 24 hours of approval.

One-Stop-Shop

We cater to the financial needs of individuals and families, and guide you in selecting the right loan.

Fast Processing and Pay-out

A complete digital journey to get funds: apply, verify and e-sign online. All formalities in about 20 minutes; loan sanctioned in 24 hours or less.

No Collateral Required

We do not ask for any mortgage of property. Our loans are unsecured by default.

Responsible Lending

We carefully assess our customers and only lend when we are confident the loan helps you more than it costs to repay.

Who we are

At SelFin, we are a mission-driven team of industry-leading finance and technology experts. We help individuals and families with short-term personal, travel and education loans, and deliver a complete digital journey to get funds using the latest technology.

SelFin is a licensed NBFC (Non-Banking Financial Company) by RBI (Reserve Bank of India). We are committed to smooth and speedy lending services, and have partnered with India's top financial institutions to make the best products available.

Know more about us

Frequently Asked Questions

What is SelFin and how does it work?
SelFin India Financial Services Pvt. Ltd. is a registered NBFC operated by an ambitious team of senior professionals with deep experience in lending. We offer short-term personal loans, travel loans and education loans.
Are you a bank or an NBFC?
We are an RBI registered NBFC (Non-Banking Financial Company).

See all FAQs

Dear Customer / Reader,

There are instant loan apps involved in illegal lending and unfair recovery practices. Since these apps are not registered with the regulator (RBI) for any sort of lending, we urge our customers to refrain from any association with such unauthorised platforms. RBI has warned individuals and small businesses against falling prey to unauthorised digital lending platforms.

SelFin India Financial Services Private Limited, a registered NBFC under RBI, has no customer app, and all lending and collections are done in legal and ethical ways as prescribed by RBI. The loan amount depends on our proprietary algorithms based on the customer's ability to pay.

Please do not trust any messages, links, online forms, calls or apps asking for payments while impersonating SelFin India Financial Services Private Limited. Never share copies of your KYC documents with unidentified persons or unverified apps. Report such incidents at [email protected] and 022-48914286. All transactions must only be through genuine channels, our company executives and authorised partners.

We abide by the regulations and guidelines of the Reserve Bank of India with no exceptions. We look forward to being your trusted partner at all times of need.

Regards,
Team SelFin India Financial Services