A quick loan for life's urgent moments
For medical bills, home repairs, a family function or an unexpected expense. One simple repayment in up to 120 days, with every charge shown upfront.
- Medical expenses
- Home repairs
- Family functions
- Appliance purchase
- Bill payments
Loan details
- Loan amount
- Upto ₹50,000
- Repayment period
- Upto 120 days
- Interest rate
- Upto 48% p.a.
- Processing Fee
- Upto 15% + GST
- Collateral
- No collateral
Illustrative terms. Final amount, rate and tenure depend on your credit assessment, as per our Interest Gradation Policy. All charges are shown in your Key Fact Statement before you sign.
Who can apply
- Salaried or self-employed Indian resident
- Aged 21 – 60 years
- Good repayment history with credit bureaus
Documents required
- PAN card and ID proof
- Residence address proof
- Salary slips or self-employment income proof
- Bank statement or passbook
Avail Loan in 3 Easy Steps
Submit Basic Details
- Download the mobile application from App/Play Store
- Sign-in with Aadhar linked mobile number
- Submit basic details
Credit Assessment
- Submit basic documents (PAN card, ID proof, residence address proof, income proof)
- No mortgage or collateral needed
- Process can be completed within 20 minutes
Fast Decision Making & Disbursement
- Instant credit decision
- Loan amount is disbursed to your account within 24 hours after approval
Questions about the short-term personal loan
How fast will I get the money?
Once approved, the loan amount is disbursed to your account within 24 hours.
Are there pre-payment charges?
Pre-payment charges as per Selfin Policy
How do I repay the loan?
By NACH direct debit / UPI Auto Pay / Online via Selfin App on/before due date.